Benefit Brokers Company

We are here to help you shop and enroll in Individual and group health products.
We are also here to help you understand when you are eligible to enroll; either, at "Open Enrollment" or at a "Special Enrollment Period" if you have a "qualifying event".


Benefit Brokers Company,  a division of Reames Financial Associates, Inc., is an employee benefits consulting firm specializing primarily in 2-100 employees in size.  We know companies this size do not normally have a human resources employee on staff; so, our goal is to become, at no cost to you, that out sourced HR department for your company. Although we get paid by placing various employee benefits programs with a company our focus remains a service oriented organization positioned to
help the employer with all aspects of providing employee programs. Whether it be enrolling the workforce, provide training for online enrollment with certain companies, ,helping with claims adjudication, problems with billing, or helping you navigate the new affordable care act, we are at your service.
Our Chief Executive Officer, Ginger A. Reames has 28 years of experience Her certifications include "Small Group Specialist", "Certified Benefit Consultant"and "ACA Certified". She is a member of the National Association of Health Underwriters, TAHU, and SAAHU. 
Benefit Brokers Company, also writes individual health products and is certified to sell on and off the Exchange. (NPN 1199210)
We also offer a product for health for individual that can be sold at anytime.
Benefit Brokers Company is knowledgeable in writing Medicare Supplemental plans.

What We Offer

Individual Insurance

Health Dental Disability Medicare

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Employer Group Plans

Group Health Group Dental Group Life Group Disability

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Life Insurance

Individual Plans Group Plans

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We help you find the best product for the best price!

We help you enroll, we help with claims problems or billing issues. We are always at your SERVICE!

The Team

V. L.(Lonnie) Reames, CLU, CHFC.

C.E.O., Reames Financial Associates, Inc

In 1969 after graduating from Texas Christian University , Mr. Reames began his career with AXA Financial Advisors' in Fort Worth, Texas. He spent 17 years in management. A respected authority in financial planning, He is a ; Chartered Life Underwriters CLU, and Chartered Financial Consultant ChFC. He is a Series 7 Registered Representative and a Registered Investment Advisor with Lincoln Financial Group. Mr. Reames has been recognized in "Who's Who of the SW", in Finance, since 1984.

Ginger Austin Reames, S.G.S., C.B.C., A.C.A. Certified

President, Benefits Broker Company

Certified Benefits Consultant, Small Group Specialist, and Affordable Care Act Certified, joined Reames Finanacial Associates, Inc., in 1990 to head up Benefits Brokers Company as President. She is responsible for day to day operations. Her 24 years of experience and many industry certifications make her an invaluable resource to our employee groups.

Jennifer Heath Ray

Office Administrator and Direct Assistant

Jennifer has been with Reames Financial Associates, Inc., since 2013. She is able to handle all of the computer skills and excel spreadsheets due to her certifications from Lubbock Christian University, in these areas. She is excellent in communications and problem solving. companies.


  • 3503 Madeline Court, Arlington, Texas, United States